Speak with one of your Faction Members, Likally whoever is going to be Training you. Normally Factions and I'm pretty sure Hapes give you everything you need. And there is no way you could afford a ship which cost at best around 80-100k.
Ahh yes. I forgot Hapes likes to toss New players tons of credits. lol. Well whatever gets their numbers for them. YOu might want to go on IRC, look around and ask around for something around the lines of a Cloak/H. You'll get a better deal from another player then you would the market most of the time.
Hey Bareck if you have any questions about anything I'd be happy to help. Hapes also offers services to its members, so if you buy a ship we can send someone to retrieve it for you. If you need any help with anything Hapes or Hapes GM related you can send me a DM, e-mail, ICQ message, or a Hapes Com-unit message.. whichever you prefer.