What happens with the 'left over' skill points you don't allocate when you create your character? Do they dissapear? Are they saved with your character for use with points you get for lvling up? Are you even allowed to create a character with 'left over' skill points?
Good quesition. Since i don't know the correct answer i can only guess that they're stored in your skillpoint pool which is also used for later leveling up your skills ...