What if you pay something near normal market price? like, my yt-1300 i gave to someone, if i paid 3 mil or so, would that be against the rules?

I think the spirit of the rules is that you cannot knowingly attempt to gain back assets held by a previous character of yours. If you just happen to come across it, that's one thing, and an unlikely thing at that.

“You should not, knowingly, acquire an asset held by any previous character.

- Hal Breden
 ”

ahh, i see.