Not a dumb question. Much like flying into a sun, the ship should be moved to an adjacent square, just damaged. If you get ownership of such a ship that is in orbit, you can contact the ASims to get it shifted to a spot nearby.
As for use, it is still a perfectly usable ship, it just has some damage is all. Which you can repair.
Thanks Elias, that is what I needed to know. It states in my inventory it is in Orbit of Maw hole 5 . I'll see what I do. I heard someone had a Map of the Maw, but have not been able to locate it. If anyone has such a Map please let me know.