I just recently got a job. I had not thought about paying for CPs since I did not have a source of income. However, by the time I got news that I got a job, the double CPs event already came to a close. When are you likely to do another such event? It's fine if I have to wait a long time since I need to owe student loans anyway.
Thanks for the advise, but I've been already putting in twice the recommended amount into federal student loans to get rid of them as fast as possible (and to accrue less interest). I'm half-expecting the next bonus CP event to be about 5 months out or 10 months out. In current estimations, I should be able to pay back all my student loans in three years (at least for undergraduate).
Save your CPs the regular way, or buy the ship/droids with earned credits. You'll feel better about the accomplishments and yourself, plus I'm sure you'll earn some XP along the way. Best of luck, regardless.
Three years is pretty good for paying off undersgrad student loans, I'd encourage you to focus on that for now.
"On two occasions I have been asked,—"Pray, Mr. Babbage, if you put into the machine wrong figures, will the right answers come out?" I am not able rightly to apprehend the kind of confusion of ideas that could provoke such a question."
- Charles Babbage