I thought that was something that was offered through the banks. Asset protection (i.e. living will and trust). This is now not allowed? Or just the passing of assets through other players, with the intention of killing oneself and getting everything back? Was that the intent, that this specific type was a 'no no?' I understand that band.
Wills are not allowed. Can not have something saved by someone else and then give to your new character. A new character is just that, someone new, just like the new player signing on for the first type, each has an equal start.
if a bank is offering assets protection as in keeping it safe while someones character is going around and risk death with the purpose of giving it back to new character, then yes that will be punished if detected. Both for the bank and involved character.
In that case you simply assign the ships/vehicles/facilities etc. to the intended recipient before you die. At the moment of your death, the Commander (or Pilot of youself are commander or none is set) becomes owner of the entity.