Facts are:
When you join a Faction your job is somehow stupid:
1.) Flying from A to B carring: Rawmat., Personal, Ships, etc.
(Flying sucks: why isn't it posible to programm a flight from Start to End [Batch])
2.) Managing Facilities (actaviate and wait)
3.) Maybe building (for the fraction)
Therfor you get Credits:
But, there isn't anything to buy with your money that makes any gaming sense (eg. makes you money or develops your character)
...
Even if you get your own ship (by horting a lot of cash, or produce CP points over months), what can you do with it, that makes some commertial sense.
As I understand it most of the chash making options are only open to fractions.
A Noobs Guide to make a succsessfull Character would be nice!