SY1's haven't been priced at 40 million credits since mid Year 15 (CPM Y18). They've been selling in the 20-25 million credit range since then, with a few exceptions. If you outsourced having one built for you, the builders needed to profit as well and you overpaid for the service. If you built it yourself, you likely vastly overpaid for the raw materials.
Either way, you spent far too much to build a single SY1.
Wow, yea. If you paid 40 mil to build an SY1 you spent 2-3x as much as you should have. My calc's come up with 16mil as a cost for rms/prod fees. Someone saw you coming, either in rm costs or charges for doing the work for you.