Homeownership is often seen as the first step towards upward mobility. A personal residence is the first real investment many sentients make. Most of these homes are designed for a single family unit, although what constitutes a family unit changes dramatically across species and cultures. Typical models can accommodate up to eight persons comfortably. The design of the home changes to accommodate the needs of the owner and most contractors have a variety of different floorplans and amenities for a prospective client to chose from.

In addition to providing shelter, these small homes can also be a source of income. Governments, corporations, or private citizens often rent or lease out additional units to families unable to buy their own, or who only require temporary housing. This monthly income allows them to invest in other homes or markets to increase their wealth. In more compassionate regions, some governments provide these homes to their citizens free of charge.