Nearly all sentient life found across the galaxy uses some form of currency; credits, Nova Crystals, various rare gems, minerals, tokens, and more. For those with wealth, safe storage and access to their funds are of the utmost importance. As such, most banks offer more than just currency exchanges. Many banks offer vaults or security boxes for storing a client's valuables. Most banks are branches of a larger, intergalactic, and networked banking system. This eliminates the need to travel with large amounts of wealth that may be lost or stolen as credits can be withdrawn from any branch. Banks may also offer other services, such as loans for ships, businesses, and homes. While protecting wealth is their primary objective, banks also grow wealth by investing small amounts of the monies deposited within them, often into the local economy, growing both the dividends for the bank's shareholders but also the community in which they're found.